Real CASA

Regular Savings Account

Peso Savings Account, evidenced by a passbook, paying interest of 1% per annum for a minimum initial deposit and maintaining balance of P500.00

Regular Current Account

A checking account for a minimum initial deposit and maintaining balance of P3,000.00 for individual accounts and P5,000.00 for commercial accounts.

Real Business Current Account

Interest-bearing checking account provided with checkbook and a record book (similar to a passbook) for easier and more efficient monitoring of your cash flow. Opening amount and minimum maintaining balance is P10,000.00 with interest rate of 1.0% per annum.

Real CASH (ATM Account)

An Automated Teller Machine (ATM) Account that offers 24-hour banking service through any Real CASH, BancNet, Megalink or Expressnet ATM. We pay interest of 1% per annum at a minimum ADB and require only a minimum initial deposit of P100.00 and P500.00 maintaining balance for our ATM Savings Account and P3,000.00 minimum initial deposit and maintaining balance for our ATM Current Account. Also available as ATM Payroll. Pay your bills or transfer funds to your other accounts using your ATM Card.

Real Special Savings

Real Kiddie Savers’ Club

Savings Account, especially designed for children 12 years old and below, with initial deposit requirement of P100.00 and special interest of 4% per annum at a minimum ADB of P500.00. (Special gift items are also given to members during special RKSC activities/promo)

Real Kinabukasan Savings Account

Savings account with a minimum monthly contribution starting at P500.00 only and with escalating interest of 2% on first (1) year, 4% from 1 year + 1 day up to 3rd year and 6% from 3rd year + 1 day onwards per annum.

Real Premium Savings

Real Premium Savings (Regular)

A Special Savings Account that earns special interest rates based on the deposit amount and the agreed deposit term. Minimum deposit is P20,000.00

Real Premium savings 2 (Lock-in)

Special product – offered for a limited period only, minimum of P500,000.00

RPS – Earner

A Special Savings Deposit Account fixed for 5 years with P20,000.00 minimum placement. It is evidenced by a passbook and earns tax free interest much higher than a regular savings deposit account. The interest earned is credited monthly to a specified savings or checking account.

Real Secure Time Deposit

Secure days

Time Certificate of deposit for a fixed period of your choice from 30 to 180 days with higher yields than regular savings accounts.

Secure 1,2,3

A Special Term Deposit product with a minimum placement of P20,000 and earns an interest higher than regular time deposit accounts. The terms of placement are 1-2-3 years, evidenced by Certificate of Time Deposit (CTD). Interest is automatically credited monthly to your specified savings or current account.

Real Deal Auto Loans

Financing for acquisition of brand-new and second-hand vehicles for private use. This facility is open to qualified individuals and company accounts. Real Deal has a low downpayment requirement and has flexible terms. It also offers prompt payment discount with affordable interest rate.

Agricultural Loans

Loans to finance activities relating to agriculture and for processing, marketing, storage and distribution of products resulting from these activities.

Consumer Loans

Loans for your immediate personal consumption such as purchase of furniture and household appliances, and other personal requirements.

Commercial Loans

Additional working capital loans to finance activities involving the resale (sale without transformation) of goods whether wholesale or retail.

Industrial Loans

Involves receivables-inventory financing, factoring, equipment financing, financing of plant or building acquisition and financing other capital expenditures.

Real Estate Loans

Loans for the acquisition, construction, and renovation of your residential houses and lots.

FCDU Products

U.S. $ Savings Account

U.S. $ Time Deposit

Other Banking Services

Deposit pick-up and Delivery

U.S. $ Foreign Exchange

Safety Deposit Boxes